An energy efficient mortgage is available to those who are looking to purchase a home which has had specific energy efficient improvements made to it or a home that was originally built as energy efficient. Today in the United States, you have the choice of three different types of energy efficient mortgages that one can now choose from.

There is the conventional EEM (Energy Efficient Mortgage), the FHA EEM or the VA EEM. Below we take a look at just what these different types of mortgages are and who is able to utilize them.

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